Which mortgage do you need? What can you afford? As a first-time buyer, this can all be a bit daunting. It’s okay, we’re here to help you.
There are lots of reasons for remortgaging. Improvements to your home, using equity to add value to your house … but why limit yourself to your own bank?
Do you have a growing family? Are you changing your job? Don’t limit yourself to your current lender. Let’s arrange that free meeting and see how we can help!
Why does MAPIO stand out among York Mortgage Brokers?
MAPIO offers more – we offer you mortgages and protection in one. We really care about getting to know you, and your family, now and for the long term. We’re in this together!
- MAPIO is a mortgage broker, local to York and the surrounding area.
- We offer friendly, impartial advice about all the mortgages out there.
- And we’re all about finding the right mortgage (and insurance) for all kinds of families.
For mortgages and insurance in York, you’ve found the right team. We are MAPIO Financial.
Outstanding service from start to finish! As first time buyers the thought of looking in to mortgages and how much we could potentially borrow seemed a mindfield, we felt over whelmed before we had even got started! We were then recommended MAPIO and Julie came to our rescue. Julie was very knowledgable and has made the process as stressfree as possible. Communication was prompt and often felt we were speaking with a friend who truly understood our needs and affordability- this included other services we had not fully considered like home/life insurance. We are now first time home owners and very grateful for all of Julies support.Charlotte Smith (August 2021)
We have used MAPIO for our last few mortgages and have always had amazing service. John has always gone above and beyond with explaining things to us in an easy to understand way and is always happy to help when we have needed it. Highly recommended.Jamie Stead (September 2021)
We’re Help to Buy Specialists
Need a mortgage in York or the surrounding area? Buying your first home? We’re specialists in Help to Buy – the government-backed scheme. We’ll guide you through the whole process.
Frequently Asked Questions
- Can you explain how mortgages work?
Yes. That’s what we’re here for! Your home may be repossessed if you don’t keep up the repayments on your mortgage, so it’s vital that you understand the commitment you’re making.
- Do we have to buy insurance?
The lenders will ask you to put buildings insurance in place, before they’ll release their funds. And we’ll encourage you to put a ‘people policy’ in place – to make sure you and your family have access to money that will help pay that mortgage – if the unexpected happens to you.
- Which type of mortgage do we need?
Let’s find out. We’ll find out what your current situation is – your income and your outgoings – and we’ll look at the deals available for a range of mortgage types, too. Don’t worry, we can explain how each mortgage would work in detail.
- Why use a mortgage advisor?
When you want a mortgage, it’s good to get impartial advice and MAPIO can provide this. Any mortgage advice service, York-based or anywhere else, should start by helping you to understand how much you can afford. At MAPIO, one of the first things we’ll do is go through a thorough cost of moving exercise with you.
This way, we can give you the mortgage advice that is right for you. It’s mortgage advice that has real value – getting you a mortgage that suits your needs. If you have a long term relationship with your bank, you might look at their mortgages – but you won’t see all the other mortgage deals available, and bear in mind we have exclusives deals not available direct or on the high street. If you get a mortgage without mortgage advice, it’s called an ‘execution only’ application – which we don’t recommend. At MAPIO we advise you on what is best for you now and what is best for you moving forward.
MAPIO is a York mortgage advisor that believes your future happiness depends on your family being secure, financially and we are here to help, guide and support you on that journey.
- What does a mortgage broker in York do?
We’re a York Mortgage Broker, which means we know this area – and our local customers really well. We work with mortgage providers to find the best possible mortgage for your situation – wherever you want to live, in and around York we have 78 mortgage providers ready to help.
Based in the centre of York, mortgage advice from MAPIO is truly local – but with a ‘bigger picture’ partnership, we can give you access to deals that are not available on the local high street – through our exclusives deals.
Come in, get to know us. We’d love to get to know you! We’re here, in King’s Square, to help you get the mortgage you need – and to make the whole process as easy as possible, providing flexible appointment to suit you.
- Why choose MAPIO as your mortgage advisor?
There are three very good reasons why we think you should choose MAPIO’s mortgage advice service in York:
1. We’ll give you the right advice sourcing, well researched mortgages which will meet your needs. 2. We’ll be there every step of the way – helping you to move with confidence, into your new home. 3. We’ll be the expert advisors that give you maximum value: making sure your most precious assets (your family and home) are properly protected against the unexpected.