Mortgages First-time Buyers
Which mortgage do you need? What can you afford? As a first-time buyer, this can all be a bit daunting. It’s okay, we’re here to help you.
Mortgages Remortgaging
There are lots of reasons for remortgaging. Improvements to your home, using equity to add value to your house … but why limit yourself to your own bank?
Mortgages Moving Home
Do you have a growing family? Are you changing your job? Don’t limit yourself to your current lender. Let’s arrange a meeting and see how we can help!
PROTECTION Insurance
What if something did happen? Protect your family. Insurance looks at the bigger costs of living. Things like mortgage payments and other bills. Most importantly, it will give you peace of mind.
Why does MAPIO Financial stand out among York Mortgage Brokers?
MAPIO Financial offers more – we offer you mortgages and protection in one. We really care about getting to know you, and your family, now and for the long term. We’re in this together!
- MAPIO Financial is a mortgage broker, local to York and the surrounding area.
- We offer friendly, impartial advice about all the mortgages out there.
- And we’re all about finding the right mortgage (and insurance) for all kinds of families.
For mortgages and insurance in York, you’ve found the right team. We are MAPIO Financial.
Julie at MAPIO did an incredible job arranging our mortgage. We were so happy with the service we received and would recommend Julie to anyone – she’s lovely, professional and so knowledgeable! She really did take the stress away from our move. Would highly recommend. Thank you so much again!Lucy Goodall (October 2024)
Julie Taylor was recommended to us by some friends. From the off she has made the whole process so simple. We are first time buyers so we had no experience, Julie has been great at putting everything into Layman’s terms, breaking everything down into manageable steps, and keeping us updated every step of the way. She has gone above and beyond what we expected, even helping us with the agents and solicitors. Any queries we have had she’s responded swiftly and always in the most friendly manner. Could not recommend Julie enough, thank you for all your help, Lou & Wayne (first time homeowners 😊)Louise Percival (September 2024)
Mortgage FAQs
- Can you explain how mortgages work?
Yes. That’s what we’re here for! Your home may be repossessed if you don’t keep up the repayments on your mortgage, so it’s vital that you understand the commitment you’re making.
- Do we have to buy insurance?
The lenders will ask you to put buildings insurance in place, before they’ll release their funds. And we’ll encourage you to consider life insurance, critical illness cover and income protection – to make sure you and your family have access to money that will help pay that mortgage – if the unexpected happens to you.
- Which type of mortgage do we need?
Let’s find out. We’ll find out what your current situation is – your income and your outgoings – and we’ll look at the deals available for a range of mortgage types, too. Don’t worry, we can explain how each mortgage would work in detail.
- Why use a mortgage advisor?
When you want a mortgage, it’s good to get impartial advice and MAPIO Financial can provide this. Any mortgage advice service, York-based or anywhere else, should start by helping you to understand how much you can afford. At MAPIO Financial, one of the first things we’ll do is go through a thorough cost of moving exercise with you.
This way, we can give you the mortgage advice that is right for you. It’s mortgage advice that has real value – getting you a mortgage that suits your needs. If you have a long term relationship with your bank, you might look at their mortgages – but you won’t see all the other mortgage deals available, and bear in mind we have exclusives deals not available direct or on the high street. At MAPIO Financial we advise you on what is best for you now and what is best for you moving forward.
MAPIO Financial is a York mortgage advisor that believes your future happiness depends on your family being secure, financially and we are here to help, guide and support you on that journey.
- What does a mortgage broker in York do?
We’re a York Mortgage Broker, which means we know this area – and our local customers really well. We work with mortgage providers to find the best possible mortgage for your situation – wherever you want to live, in and around York we have 70+ mortgage providers ready to help.
Based in the centre of York, mortgage advice from MAPIO Financial is truly local – but with a ‘bigger picture’ partnership, we can give you access to deals that are not available on the local high street – through our exclusives deals.
Face to face, on a call or online – get to know us. We’d love to get to know you! We’re here, in King’s Square, to help you get the mortgage you need – and to make the whole process as easy as possible, providing flexible appointment to suit you.
- Why choose MAPIO Financial as your mortgage advisor?
There are three very good reasons why we think you should choose MAPIO Financial’s mortgage advice service in York:
- We’ll give you the right advice sourcing, well researched mortgages which will meet your needs.
- We’ll be there every step of the way – helping you to move with confidence, into your new home.
- We’ll be the expert advisors that give you maximum value: making sure your most precious assets (your family) are properly protected against the unexpected.
Do you have a complaint?
We are committed to providing a professional service to all our customers. If you are unhappy then we want to hear about it, so we can try to put things right. With this in mind, we have the following complaint’s procedure in place.